Amy Smith Gardner

🌸 Spring into Homeownership! 🌸 As the season of renewal arrives, it's the perfect time to review your insurance needs, especially if you're buying a new home! 🏡📋✅ Are you prepared for this exciting journey? Don’t leave your coverage to chance! #HomeBuying #InsuranceReview

Here are some essential tips to consider during your spring insurance review:

• Assess Your Coverage Needs: With the purchase of a new home, your insurance requirements may change. Evaluate your current policies to ensure they align with your new situation.

• Review Homeowner's Insurance: Make sure your homeowner's insurance covers your new property adequately, including the structure, personal belongings, and liability.

• Consider Additional Coverage: Depending on your location, you might need extra coverage like flood insurance or earthquake insurance to protect your purchase.

• Look for Discounts: Many insurers offer discounts for new homeowners or for installing safety features like security systems and smoke detectors.

• Understand Policy Details: Take time to read through the fine print of your policies to understand what is covered and what isn't.

• Consult with an Agent: If you have questions about your coverage options or need guidance, reach out to for a review.

• Document Everything: Keep detailed records of your policies, coverage details, and any changes you make as you settle into your new home.

Taking these steps will help you secure the right insurance coverage as you embark on your homeownership journey this spring! #HomeOwnership #SpringReview

Make sure to follow us on our social media platforms, such as Facebook and Instagram, to stay updated on our team's activities in Mountain Brook and Birmingham.

We love being your local insurance resource! As a small business owner in Birmingham, AL taking care of your insurance and financial needs means so much to us. Please give us a call to review your current coverage.

I grew up in Birmingham, AL and attended JCIB High School. I graduated from Furman University in South Carolina in 2003 with a double major in Business Administration and Spanish and moved back to Birmingham to work for corporate State Farm. My husband Jason Gardner (who is also a State Farm Agent) and I have been married for over 7 years and have a 3 year old daughter Helen.

I began my insurance career with State Farm 20 years ago working with in claims as an claims adjuster and then as an Agency Recruiter for the Southeast for the first 7 years of my career. During my tenure at corporate State Farm, I received a Masters in Business Administration from UAB. I am celebrating my 13th anniversary as a State Farm Agent.

Community Involvement & Awards:

Kappa Delta CAB Member at Birmingham Southern College

Furman University Alumni Association Coordinator

Member of Mountain Brook and Irondale Chambers

Member of Alabama Women in Business (AWIB)

Finalist for A.G. Gaston Woman Owned Business by BBA

Associate in Claims Designation

State Farm Chairman's Qualifier 11 out of 13 years in business

State Farm Top 100 New Agent Program Qualifier

Specialties include:

• Auto, Home, Renters, and Business Insurance

• Life and Health Insurance

• Focus on State to State Transfers