Amy Smith Gardner

October is Fire Prevention Month! 🔥 This month is the perfect reminder to make sure your insurance coverage protects you from the unexpected. Fires can cause serious damage—but the right policies help you recover faster and protect the people and things that matter most.

• 🏡 Home Insurance – Provides coverage for your home’s structure and your personal belongings in case of fire. Review your policy to ensure you are protected against repair and replacement costs.

• 🏘️ Renters Insurance – Even if you don’t own your home, renters insurance safeguards your possessions and may cover temporary living expenses if a fire makes your space unlivable.

• ❤️ Life Insurance – Beyond property protection, life insurance helps secure your family’s future if the unexpected happens. Confirm your coverage and check that your beneficiary information is current.

👉 Take a few minutes this October to review your policies, make updates where needed, and talk with an advisor if you’re unsure about your coverage. Staying prepared today means being better protected tomorrow.

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We love being your local insurance resource! As a small business owner in Birmingham, AL taking care of your insurance and financial needs means so much to us. Please give us a call to review your current coverage.

I grew up in Birmingham, AL and attended JCIB High School. I graduated from Furman University in South Carolina in 2003 with a double major in Business Administration and Spanish and moved back to Birmingham to work for corporate State Farm. My husband Jason Gardner (who is also a State Farm Agent) and I have been married for over 7 years and have a 3 year old daughter Helen.

I began my insurance career with State Farm 20 years ago working with in claims as an claims adjuster and then as an Agency Recruiter for the Southeast for the first 7 years of my career. During my tenure at corporate State Farm, I received a Masters in Business Administration from UAB. I am celebrating my 13th anniversary as a State Farm Agent.

Community Involvement & Awards:

Kappa Delta CAB Member at Birmingham Southern College

Furman University Alumni Association Coordinator

Member of Mountain Brook and Irondale Chambers

Member of Alabama Women in Business (AWIB)

Finalist for A.G. Gaston Woman Owned Business by BBA

Associate in Claims Designation

State Farm Chairman's Qualifier 11 out of 13 years in business

State Farm Top 100 New Agent Program Qualifier

Specialties include:

• Auto, Home, Renters, and Business Insurance

• Life and Health Insurance

• Focus on State to State Transfers